Our free Virtual Terminal allows business owners to turn their computer into a virtual credit card machine. Whether you accept your customers credit card information over the phone

and/or regular mail, Virtual Terminal allows your business to stay competitive and never miss a sale.


Virtual Terminal allows a merchant to authorize, process and manage credit cards and debit cards, from any computer connected to the Internet. Once logged in you'll be taken to a secure order page encrypted in 128-bit Secure Socket Layer technology where you will enter in the card data information to process the transaction. No software installation is required. 

Virtual Terminal

Turn your PC into a credit card terminal.

Prevent Fraud

  • With Advanced Fraud Detection Suite™ (AFDS) you are able to  identify, manage and prevent suspicious and possibly costly fraudulent transactions.

  • Card Code Verification (CVV2) allows you to secure a phone or mail order by verifying the 3 or 4 digit code located on the back of your customer’s credit card.

  • Address Verification Service (AVS) is a feature that allows you to validate a transaction by entering the billing address associated with your customer’s credit card directly into your Virtual Terminal.


Online Account Management


  • With the Virtual Terminal, you are able to manage and review transactions, download reports, view statements, manage users and user permissions, and configure account settings all through your secured Merchant Interface.

Automated Recurring Billing (ARB)


  • Set up recurring billing for your customers who may need to pay on a weekly, monthly, or recurring basis with one click of a button.

  • Ideal for health clubs, utility companies, landlords, and etc.

  • Stores customer payment information on file so you do have to ask for card information again.

Compliance and Payment Security

  • Simplify your PCI DSS compliance by storing sensitive customer information on their secure servers using their hosted payment forms and payment tokenization.

  • With Authorize.Net’s high ranking security, your customers can be confident their information is secure.

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Standard Features & Tools



  • Merchant Interface

  • Transaction history

  • Help guides

  • Integration specs

  • Billing details

  • News updates

  • Automatic upgrades

  • AVS & card code filters

  • QuickBooks Reporting 


  • Multi-User Accounts

  • Access to Free 

      Customer Support

No Set Up or Application Fee. Free Virtual Terminal.

North American Bancard is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA  www.mstms.com© 2019 by All RIGHTS RESERVED www.cardconnect1.com