Founded in 1996 in Colorado now headquartered in Woodland Hills, California, Total Merchant Services is one of the fastest growing credit card merchant account acquirers in the United States. We've quickly become a leader in the merchant bank card business by providing innovative and cost-effective solutions to merchants like you who need to accept credit cards for the payment of their goods and services.

Sales Offices

Total Merchant Services has more than 600 merchant sales consultants nationwide, so you'll have a personal contact for your business. Whether you are a new business or already have a merchant account, our consultants can work with you to make sure you have the authorization system you need, with a rate and fee structure that is the most competitive in the industry


Partnered with Industry Leaders

We've established business partnerships with a number of leading vendors so that we can provide our customers with the highest-quality and most reliable services available.



  • Total Merchant Services is a Member Service Provider (MSP) of Wells Fargo Bank, N.A., one of the largest banks in the world.

  • For back-end settlement of merchants' daily and monthly transactions, and for charge back and retrieval processing, Total Merchant Services works with Global Payments, formerly NDCecommerce (NYSE Symbol: GPN).

  • Total Merchant Services works with a number of front-end authorization networks including NDC East, NDC Central (formerly MAPP), NDC West, Visanet, and Paymentech.

  • For Internet merchant accounts, we work with several Internet gateway providers including Verisign, and Plug 'n Pay Technologies Inc. (with the proper trademarks).

  • For wireless merchants, we work with the leading wireless service providers including AT&T Wireless (RAM network), US Wireless Data (CDPD, and Motient networks).


There's more to accepting credit cards than just giving customers another way to pay. By choosing Total Merchant Services as your merchant account provider, you'll be joining with a company that provides:

Low rates

Our rate and fee structure is the most competitive in the industry.


World-class customer service

Our customer service is designed to make credit card processing easier, more convenient, and more productive for you. With knowledgeable customer service representatives available via telephone 24 hours per day, seven days per week, you'll always be able to get the answers you need, when you need them


The best solution for your needs

We work with a variety of equipment manufacturers and service providers. That means that we can put together a combination of point-of-sale (POS) credit card terminals, software, and other services that best meet your needs.


Wide range of payment options

You'll be able to accept Visa, Mastercard, American Express, Discover, Diners/Carte Blanche, and debit cards. In addition, you can also get check guarantee or check verification services if you need them.


If you would like more information please do not hesitate to contact us directly.



North American Bancard is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA© 2019 by All RIGHTS RESERVED